Most services focus on one branch, like budgeting or investing. Leafi helps with the whole picture: your money, your responsibilities, and your plans.
“Our family goal is to help our parents, give the kids a start, and leave some room for living.”
Savings, debt, benefits, protection. Different jobs, all connected—including your home and retirement accounts.
Spot coverage gaps before someone needs to rely on that protection.
Example household. Choose a layer to explore.
Leafi runs your plan through 5,000 possible futures to see where it holds and where it bends.
Retirement plan · illustrative example
87% to hit all three goals
Current plan · retire at 67 · no added market shock
Try either change—or both together.
The sample household’s current month, before an eventual retirement.
$5,612 remains after the regular bills in this example. The emergency fund is separate. These two what-ifs change the long-term plan, not this month’s cash flows.
Fictional cash-flow illustration, separate from the long-term scenario. Starting spendable cash excludes the emergency fund. No live account data or financial forecast is used.
Illustrative presets, not live simulations.
Follow any figure to its assumptions, calculations, and sources. See what the answer is based on—not just the answer.
Current what-if · trace the example
87%
Assumptions are visible—not promises about the future.
Choose a step to see what the figure rests on.
A call about Dad. A layoff. Leafi looks across your finances together and shows you what matters first, and what can wait.
THE CALL ABOUT DAD
Dad got hurt and needs help covering his care.
$2,860 / month · example care gap
Example response. A clearer next step, even when the situation is hard.
Some are small enough to miss, and they eat a little every month.
Leafi looks for what’s quietly holding you back.
Card interest · CFPB, 2024. Using January–June 2023 offers, the CFPB translated an 8–10 percentage-point rate gap between large and smaller issuers into $400–$500 yearly on a $5,000 balance. A rate-based estimate, not observed savings or a current offer. Switching costs and eligibility matter. Original analysis
Low-earning cash · Bankrate illustration. $10,000 × (4% − 0.01%) = $399 in first-year interest. Calculated from Bankrate’s published rate comparison, not an average loss. Unchanged APYs; no deposits or withdrawals; before taxes and fees. Not a live rate offer. Published example
Investment fees · U.S. Department of Labor. The department’s illustration starts with $25,000, assumes 7% annual returns before fees and no contributions for 35 years. With 0.5% annual fees, it ends at about $227,000; at 1.5%, about $163,000—28% less. A modeled fee comparison, not an average or a forecast. Fees are only one factor in choosing an investment. Read page 2 (PDF page 4)
Unused subscriptions · Self Financial, 2026. Reported monthly average among surveyed paid subscribers. The overall March 2026 survey had 1,272 U.S. adults; usage and cost questions went only to paid subscribers. “Unused” means not used in the preceding 30 days. Non-use is a reason to review, not proof that a subscription should be canceled. Survey & methodology
These findings describe different groups, time horizons, and assumptions. They are not added together and do not establish what any household will save.
Leafi keeps one shared plan for your family and explains it to each person the way they need to hear it.
Shared goal · example household
Build a four-month cushion. Keep helping Dad.
Maya’s view
Prefers plain English
Looking good.
At $800 a month on average, your cushion is on track for 10 months, with Dad’s support still covered.
Theo’s view
Prefers charts
Your cushion
$20k$12k
Now5 mo10 mo
Monthly plan
Same goals. Same numbers. Different ways to see them.
Most apps build one dashboard and put your name on it. Leafi builds the plan around your situation and shows it the way you think about money.
“Mom might move in. One income varies.”
Care costs and a buffer for changing income.
“Single parent. Two kids. Night shifts.”
Childcare, shift patterns, and the kids’ goals.
“Both self-employed. No typical month.”
Tax reserves and a plan for quieter months.
One flat monthly fee, per household. Not a percentage of your assets. Pricing announced before launch.
Your interests come first. Our revenue is from subscriptions, not ads. Product recommendations are not commission-based or incentivized.
Your money stays where it is. No need to move your accounts into Leafi.
An answer you can inspect. The assumptions, the calculations, and the limits.
Join the waitlist for a financial plan built around your life.
Everyday money, debt, benefits, insurance, care, and longer-term goals—considered together around your household.
One flat monthly fee per household, not a percentage of assets. Pricing will be announced before launch.
No. The households on this page are fictional, and the scenario results are illustrative. Nothing here is connected to financial accounts.